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Fastest instant loan app in India for salaried employees
Just your last 3 months bank statement is enough. No paperwork hassle.
Get money in just 10 minutes. Fully digital approval and disbursal.
Low CIBIL score? No problem. Apply and get approved instantly.
Enter your basic details and apply online in under a minute.
Quick verification with just your bank statement.
Loan amount disbursed straight to your bank in minutes.
Loans for Salaried Employees
You should be 21 years of age or older.
Earn a monthly salary of ₹40,000 or more.
Worked at least 3 months with your current employer.
Last 3 months bank statement available.
Salary Topup is a short-term, unsecured loan offered by Non-Banking Financial Companies (NBFCs) to help individuals meet immediate financial needs.
Salary Topup are usually small amounts of money, offered without the need for collateral.
Eligibility criteria: You must be at least 21 years of age. You should be a salaried employee or have a steady source of income.
The loan amount typically ranges from ₹5,000 to ₹50,000, depending on your income, credit score, and the lending policies.
Repayment terms generally range from 7 days to 30 days, often aligning with your payday.
No, payday loans are typically unsecured, meaning no collateral is required.
Common documentation includes: Proof of identity (Aadhar card, passport, voter ID). Proof of address (electricity bill, rent agreement). Proof of income (salary slips, bank statements). Employment proof.
Once your loan application is approved, the funds are typically disbursed quickly, often within 24-48 hours. In some cases, the loan amount may be credited to your bank account within a few hours.
If you're unable to repay your loan on time, it's essential to contact Salary Topup immediately to discuss your options. Depending on the circumstances, Salary Topup may offer repayment extensions or alternative arrangements to help you manage your debt.
Yes, Salary Topup allow you to repay the loan before the due date. However, there may be a reduced interest benefit.
